A while ago I posted:
We subscribe to the Dave Ramsey way of thinking and as we talk to a person here or there we find out that we really are weird. We are trying really hard to pay off all of our debt and live debt free. It seems like a good idea to us and it even corresponds with the teachings of the LDS church. We love the idea of being debt free. We have managed to pay off a lot of debt and we are currently working on the student loans that we have procrastinated for so long. Needless to say we beg our kids to realize that you don't need student loans to go to college, there is a better way. They seem to be listening. We sure do love them.

Richard leaves on his mission in 6 years and we are determined to get them paid in 6 years. I know if we are dedicated, we can do it, even if it means being weird for 6 years.

Since then we have not made any progress on our student loans, but I have determined that I am going to set money into savings every month even if we have to spend it. I am determined to be obedient to the counsel to set aside money for emergencies. Yesterday our car wouldn't start. It ended up being a car battery. The cost was $100. How grateful I was to have money in savings to pay for it.