Monday, January 28, 2013

I can see the change in her countenance. She is so much more sure of herself. I love her so much. I am so grateful she has this opportunity for growth at this time in her life.

Today is a new day and I am excited about the future. For those who need a great free website for getting out of debt. I use this website to help me plan paying off debt. It has helped a lot. The last debt that I have is going to take some time (student loans), but I can see how much extra payments affect the pay off date.

I don't have a chest full of gold to pay off my debt, but I have an amazing family and my goal is to get through the next few years of paying off my debt while letting my family know how amazing they are and how much I love them. I don't want to pass on my financial stress to them. That is my goal. How I will accomplish that is still a work in progress.

Saturday, January 26, 2013

I have decided that I feel like this yo yo when it comes to my diet and my debt. I don't seem to be making any progress or going anywhere. Both my debt and my extra weight seem to just hang around. Sometimes they go up and down, but that is just about all they do. I think I need to figure out why I can't seem to make the progress I would like to make if I hope to make any real progress.

Friday, January 11, 2013

Goal update

This month we are not making the progress that we want to on our student loans, however we are paying with cash for 3 kids to be in college classes at community colleges. My sister laughed and joked with me saying, "I hope we pay off our college before I start paying on my kids college." I love my sister she helps keep things fun for me. I guess it would be nice if I had my college paid off first, but at least we are starting a new legacy here of paying for school without going into debt. I am teaching my children that debt is to be avoided whenever it is possible, so even though I am off to a late start with my financial goals I am moving forward avoiding debt.

I had to admit I am behind with learning new recipes too so today I need to break out the beans and try a new bean recipe.

Today may be a Dave Ramsey day. I might need to listen to his show for a few hours to get on fire again about getting rid of our debt.

Sunday, January 6, 2013


Last week was a week of new beginnings. We took our oldest daughter to college and signed up our oldest son for classes at the local community college. Our second daughter was already signed up for classes. This means that our three oldest children will all be taking classes this semester at a college. The rest of the kids will continue to homeschool with me. I am so grateful that we continue to be blessed by a loving Father in Heaven who has given us so much.

I have asked my children to make this year a year of goals. Yesterday we learned how to make white bean dip. Learning how to make more foods with food storage items is a big goal for our family. We got the recipe from here.