Today is a new day and I am excited about the future. For those who need a great free website for getting out of debt. I use this website to help me plan paying off debt. It has helped a lot. The last debt that I have is going to take some time (student loans), but I can see how much extra payments affect the pay off date.

I don't have a chest full of gold to pay off my debt, but I have an amazing family and my goal is to get through the next few years of paying off my debt while letting my family know how amazing they are and how much I love them. I don't want to pass on my financial stress to them. That is my goal. How I will accomplish that is still a work in progress.